Let’s break it down: the ‘excess’ refers to the portion of a claim you’re responsible for paying if there’s an accident or damage, with your insurer covering the rest.

When it comes to car rentals in the UK and Europe, most agreements already include Collision Damage Waiver (CDW), theft protection, and third-party liability. This means that if you damage the car or cause external damage, you only need to pay up to the excess amount, with the rental company’s insurance covering the rest. But here’s the catch – that excess can be €1,500 or more.

This is where we, Cover4Rentals, step in to help.

If the rental car is damaged, you’ll be required to pay an excess fee to the rental company. However, with rental car excess insurance, we will reimburse this amount.

Please be aware that some rental companies may try to claim that our policy is not valid, often as a tactic to sell their own excess coverage. You are not required to inform the rental company about your car hire excess insurance. If a claim arises, we’ll take care of the reimbursement directly.

Why Take Out Car Hire Excess Insurance?

Many renters don’t think it’s necessary – until they find themselves pressured into expensive policies at the rental desk. The truth is, a policy from Cover4Rentals provides better protection for a fraction of the cost.

Here’s the deal:

• Rental desk policies: Sometimes €25 per day
• Policy from us: As little as €2.14 per day

That’s a serious saving. Plus, our policies go beyond standard waivers, covering windscreens, auto glass, tyres, undercarriage, misfuelling, and lost keys – all as part of the standard policy.

Save Money, Time and Stress

Before your next trip, explore how Cover4Rentals can protect you and save you hundreds on your rental. We’ve got your back with cost-effective, comprehensive cover designed to make your time abroad worry-free.